| Table of Contents |
| 1. What Is the CalHFA ADU Grant Program? |
2. Eligibility Criteria |
| 3. Application Process |
| 4. How Much Does an ADU Cost in San Bernardino County? |
| 5. Benefits of Building a Permitted ADU |
| 6. FAQ |
Building an Accessory Dwelling Unit (ADU) in San Bernardino County just became more accessible, thanks to the California Housing Finance Agency's (CalHFA) ADU Grant Program.This initiative offers up to $40,000 in grant funding to eligible homeowners, making it easier to add a secondary dwelling unit to your property.
What Is the CalHFA ADU Grant Program?
The CalHFA ADU Grant Program is designed to assist low- to moderate-income homeowners in California with the costs associated with constructing an ADU.The grant covers pre-development expenses such as:
Site preparation
Architectural design
Permits and inspections
Soil tests
Impact fees
Property surveys
Energy reports
In San Bernardino County, the income limit to qualify for this grant is $75,600 for a household of up to four people.
Eligibility Criteria
To qualify for the CalHFA ADU Grant in San Bernardino County, applicants must meet the following requirements:
Income Limit: Household income must not exceed $75,600 for a family of up to four.
Primary Residence: The property must be the applicant's primary residence.
Owner Occupancy: The homeowner must occupy the property during the construction of the ADU.
Property Type: The property must be located within San Bernardino County.
Use of ADU: The ADU must be used for permanent or long-term housing and must conform to local building codes.
Application Process
Secure Financing: Obtain a construction or renovation loan from a CalHFA-approved lender.
Apply for the Grant: Submit an application through the lender, providing necessary documentation such as income verification and property details.
Grant Approval: If approved, the grant funds will be disbursed to cover eligible pre-development costs.
Begin Construction: Commence ADU construction as per the approved plans and local regulations.
It's important to note that the grant funds are provided as a reimbursement for eligible expenses and are not directly given to the homeowner.
How Much Does an ADU Cost in San Bernardino County?
The cost of building an ADU can vary based on size, design, and materials. Here's a general breakdown:
| ADU Type | Estimated Cost | Description |
|---|---|---|
| Detached ADU | $100,000 – $300,000 | Standalone unit with full amenities |
| Attached ADU | $80,000 – $250,000 | Unit connected to the main house |
| Garage Conversion | $60,000 – $150,000 | Converting existing garage into living space |
| Basement Conversion | $50,000 – $120,000 | Transforming basement into an ADU |
Benefits of Building a Permitted ADU
Additional Income: Renting out the ADU can provide a steady stream of rental income.
Increased Property Value: An ADU can enhance the market value of your property.
Housing Flexibility: Ideal for accommodating family members or guests.
Legal and Insurable: A permitted ADU ensures compliance with local laws and is easier to insure.
Tax Benefits: Potential tax deductions related to rental income and property depreciation.
